Help For Homeowners In Mortgage Trouble

The Ocean County Board of REALTORS believes that we are all in this together. Foreclosure is BAD for everyone, owners, banks, and neighbhoods. To this end we have collected this group of resources to help individuals keep their homes.

HOPE NOW is an alliance between counselors, servicers, investors, and other mortgage market participants to maximize outreach efforts to at-risk homeowners and help them stay in their homes. 

MAKING HOME AFFORDABLE offers home mortage restructuring and refinancing options.
Click here to read more regarding eligibility.

Mortgage Assistance Pilot Program (MAP) New Jersey Housing and Mortgage Finance Agency
program to offer temporary financial assistance to income-eligible homeowners who wish to stay in their homes, but are in imminent danger of foreclosure due to short-term financial problems beyond their control.

Foreclosure Fast Facts brochure from the State of NJ Housing and Mortgage Finance Agency.

CHOC- Chase Home Ownership Centers This information gives insights on how the foreclosure process works and offers resources to help homeowners work out alternatives to stay in their homes.

Chase and WAMU Borrowers' Contact References This document gives borrowers the direct numbers and contact information to  begin working on loan remodification.

Chase WAMU and EMC Customer's Homeowner Information Packet This document is the actual reference that a customer would use to apply for a hardship loan modification.

MHA and other Workouts This Overview presentation will shed some more light on the process involved in applying for the Making Home Affordable